Legal

Disclaimer

Please read this disclaimer carefully before relying on any financial projections provided by ArthVeda Wealth Studio.

Last Updated: July 2026

Section 1

Educational Purpose

Every calculator, projection tool and article on ArthVeda Wealth Studio is provided solely for educational, informational and financial planning purposes. The content is designed to help users understand compounding, wealth accumulation and retirement planning concepts. It is not intended to replace professional financial guidance.

Section 2

Not Financial Advice

ArthVeda is NOT a SEBI-registered investment advisor, research analyst, portfolio manager or financial planner. Nothing on this website should be interpreted as investment advice, financial advice, tax advice or legal advice. Users should always consult qualified professionals — such as a certified financial planner, chartered accountant or SEBI-registered investment advisor — before making any financial or investment decisions.

Section 3

Projection Accuracy

All calculator outputs are based entirely on user-provided inputs and mathematical assumptions such as a constant annual return rate and monthly compounding. Actual investment returns will differ due to market performance, inflation variability, taxes and applicable charges, investment timing, government regulations, and prevailing economic conditions. Projections are illustrative estimates, not predictions.

Section 4

No Guarantee

ArthVeda makes no guarantee, warranty or representation — express or implied — regarding future returns, investment performance, achievement of financial goals, retirement corpus adequacy, FIRE date accuracy, or withdrawal sustainability. All projections are hypothetical illustrations that assume idealised conditions which may not reflect reality.

Section 5

Investment Risk

All investments carry risk. Mutual funds, equities, debt instruments and other financial products may lose value. Past performance does not guarantee future results. The value of investments can go down as well as up, and investors may not receive back the full amount invested. Users should assess their own risk tolerance before investing.

Section 6

External Websites

ArthVeda may provide links to third-party websites, services or resources for informational purposes. We do not control, endorse or assume responsibility for the content, privacy practices, accuracy or availability of any third-party website. Visiting external links is entirely at your own risk.

Section 7

Limitation of Liability

To the fullest extent permitted by applicable law, ArthVeda and its creators shall not be liable for any direct, indirect, incidental, consequential, special or exemplary damages — including financial loss, loss of profit, or loss of opportunity — arising from or in connection with your use of this website, reliance on calculator outputs, or inability to access the service.

Section 8

Google AdSense

This website may display advertisements served through Google AdSense or similar advertising networks. The presence of an advertisement does not constitute endorsement, recommendation or approval of the advertised product, service or company by ArthVeda. Users should independently evaluate any advertised product before making a purchase or investment decision.

Section 9

Changes

This Disclaimer may be updated or modified periodically without prior notice. Continued use of the website after any changes constitutes acceptance of the revised disclaimer. We encourage you to review this page from time to time.

Section 10

Contact

If you have any questions about this Disclaimer, please contact us.